Click Below for Free Health Insurance Quotes and Apply Online
mike@mdmins.com
940-735-1515
Health Insurance
Open Enrollment
Nov. 1, 2023 to
Dec. 15, 2023
If have a "Qualifying Event", you can apply for a health insurance policy within 60 days of the event.
(See Events Below).
Qualifying Events
Changes in household. You may qualify for a Special Enrollment Period if you or anyone in your household have lost coverage in the past 60 days:
Changes in residence Household moves that qualify you for a Special Enrollment Period:
Important: You must prove you had qualifying health coverage for one or more days during the 60 days before your move. You don’t need to provide proof if you’re moving from a foreign country or United States territory.
Loss of health insurance: You may qualify for a Special Enrollment Period if you or anyone in your household lost qualifying health coverage in the past 60 days OR expects to lose coverage in the next 60 days.
Coverage losses that may qualify you for a Special Enrollment Period:
Losing job-based coverage
Losing individual health coverage for a plan or policy you bought yourself
Losing eligibility for Medicaid or CHIP
Losing eligibility for Medicare
Losing coverage through a family member
More qualifying changes
Other life circumstances that may qualify you for a Special Enrollment Period:
Learn about Special Enrollment Periods for complex issues.
IMPORTANT: When you apply, you must attest that the information you provide on the application is true, including the facts that qualify you for a Special Enrollment Period. You may be required to provide documents that prove your eligibility to enroll based on the life event you experience.
Give us a call or text us at:
940-735-1515
or
email us at:
mike@mdmins.com
If you have a question. We can help you apply for health coverage at any time inside or outside of "Open Enrollment". Also if you think you qualify for a governmental Subsidy to help you pay for your health insurance, we can help you apply for that subsidy.
940-735-1515
Health Insurance
Open Enrollment
Nov. 1, 2023 to
Dec. 15, 2023
If have a "Qualifying Event", you can apply for a health insurance policy within 60 days of the event.
(See Events Below).
Qualifying Events
Changes in household. You may qualify for a Special Enrollment Period if you or anyone in your household have lost coverage in the past 60 days:
- Got married. Pick a plan by the last day of the month and your coverage can start the first day of the next month.
- Had a baby, adopted a child, or placed a child for foster care. Your coverage can start the day of the event — even if you enroll in the plan up to 60 days afterward.
- Got divorced or legally separated and lost health insurance. Note: Divorce or legal separation without losing coverage doesn’t qualify you for a Special Enrollment Period.
- Death. You’ll be eligible for a Special Enrollment Period if someone on your Marketplace plan dies and as a result you’re no longer eligible for your current health plan.
Changes in residence Household moves that qualify you for a Special Enrollment Period:
- Moving to a new home in a new ZIP code or county
- Moving to the U.S. from a foreign country or United States territory
- A student moving to or from the place they attend school
- A seasonal worker moving to or from the place they both live and work
- Moving to or from a shelter or other transitional housing
Important: You must prove you had qualifying health coverage for one or more days during the 60 days before your move. You don’t need to provide proof if you’re moving from a foreign country or United States territory.
Loss of health insurance: You may qualify for a Special Enrollment Period if you or anyone in your household lost qualifying health coverage in the past 60 days OR expects to lose coverage in the next 60 days.
Coverage losses that may qualify you for a Special Enrollment Period:
Losing job-based coverage
Losing individual health coverage for a plan or policy you bought yourself
Losing eligibility for Medicaid or CHIP
Losing eligibility for Medicare
Losing coverage through a family member
More qualifying changes
Other life circumstances that may qualify you for a Special Enrollment Period:
- Changes that make you no longer eligible for Medicaid or the Children’s Health Insurance Program (CHIP)
- Gaining membership in a federally recognized tribe or status as an Alaska Native Claims Settlement Act (ANCSA) Corporation shareholder
- Becoming newly eligible for Marketplace coverage because you became a U.S. citizen
- Leaving incarceration
- AmeriCorps State and National, VISTA, and NCCC members starting or ending their service
Learn about Special Enrollment Periods for complex issues.
IMPORTANT: When you apply, you must attest that the information you provide on the application is true, including the facts that qualify you for a Special Enrollment Period. You may be required to provide documents that prove your eligibility to enroll based on the life event you experience.
Give us a call or text us at:
940-735-1515
or
email us at:
mike@mdmins.com
If you have a question. We can help you apply for health coverage at any time inside or outside of "Open Enrollment". Also if you think you qualify for a governmental Subsidy to help you pay for your health insurance, we can help you apply for that subsidy.
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Cigna Global - Expatriate Health Insurance
More Information Below
Texas Health Insurance Shopping for health insurance in the state of Texas might seem like a daunting task. You have heard words like exchange, marketplace, public exchange, private exchange, government exchange and more. Thankfully, there are many options open to Texans who are uninsured. This page will provide you with valuable information for obtaining health coverage and MDM Insurance Solutions can help you through the health insurance process. Read on to learn about the difference between group and individual coverage, the exchange, and marketplace terms. If you want coverage in the individual marketplace or the governmental exchange or if you have a small business and qualify for small group coverage, MDM Insurance Solutions can help you. What Every Texan Should Know About Health Insurance The type of health insurance familiar to most consumers is group coverage offered by an employer. With group health insurance through your employer the policy is partially paid for by the company on behalf of their employees. The company will contribute a large percentage toward the monthly premium and you (the employee) will be responsible for paying the difference, between 10%-50%. Unfortunately, companies frequently have a waiting period before new employees can qualify to receive health insurance benefits. If this is the case with your new job, consider getting a short-term policy from the point where your previous coverage ends to the time when your new company’s insurance kicks in. A short term plan might not be available though, if you have pre-existing conditions. We can help you with options that are available through MDM Insurance Solutions. Simply use this page to get your free quote, or give us a call at 940-735-1515. Sometimes adding dependents to a company group plan is very expensive. It might be less expensive to cover them with an individual or family policy. MDM Insurance Solutions can help you with this process. What Happens if I Am Between Jobs If you’ve recently lost your job, look into extending the coverage you had with your employer through Cobra. With the COBRA program through the federal government you can extend your plan for up to 18 months after losing your job. You will, however, have to pick up the entire premium cost which your employer had previously been paying. For this reason, it is frequently more economical for people who’ve lost their jobs to get an individual/family insurance policy or a short-term health insurance plan through MDM Insurance Solutions. With individual coverage, you choose the health insurance carrier and benefits you want with the help of MDM Insurance Solutions. We will quote plans for you and your family from all the different carriers available in Texas so that you can choose from a wide price range and spectrum of options to tailor a plan that fits your needs. Even if you are not between jobs, a plan on the individual marketplace through MDM Insurance Solutions could still be the best option for your family. Many companies do not offer benefits to their employees. If your company does not offer group health, getting a health policy through MDM Insurance Solutions make sense. If you are between jobs click the health insurance company of your choice and enter your zip code into the quoting engine to view the most competitively priced plans in your area with benefits tailored to your needs. Quotes are absolutely free, and you’re under no obligation to buy. Our licensed insurance specialists are also available at (940)-735-1515 to answer any questions. Small Group Plans for Business Owners If you own a company, you can apply for a small group plan. You must have 2 or more eligible employees who each work at least 30 hours per week. MDM Insurance Solutions can help you by quoting plans for small groups. Simply call us at 940-735-1515. 
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